Job Describtion
Experienced Loan Marketers at Alert Microfinance Bank are responsible for the evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner
Responsibilities
Market loan products and process loan applications for SME, Public and Private Sectors.
Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
Determine all applicable ratios and metrics and set up loan payment plans
Complete loan contracts and counsel clients on policies and restrictions
Opening loan applications Conducting loan analysis by visiting the business and household of clients
Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
Presenting loan proposals to the credit units and informing the client about the decision of the credit units
Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
Ensuring high quality standards of the bank’s credit portfolio
Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Key Requirements
Minimum of B.Sc. or its equivalent in Marketing or related field.
Minimum of 5 years cognate experience from a reputable Microfinance Bank.
Sound Risk Management experience and can disburse/deliver a Min of 20million Naira Loan Monthly with good success rate and track records.
Good knowledge of Lagos Island and Mainland markets
Ability to disburse SME, Public and Private Loans in large volumes without default
Experienced in repayment tracking and loan collection without a day default
Skills:
Detailed and target oriented
Excellent team spirit and communications skills
Excellent Human Relations and Inter-personal skills
Goal oriented.
Remuneration
Very Attractive (With Incentives and Commission).
Method of Application
Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using the Job position as the subject of the mail.
Note: Only qualified candidates will be shortlisted.